Cryptocurrency has always been presented as a more accessible, faster and cheaper tool for payments and transfers around the world, and today we feel it more than ever: cryptocurrency allows us to safely store savings, help loved ones, donate and earn even during a full-scale war.
However, cryptocurrencies only retain their value for most people as long as they have convenient channels to enter and exit fiat. And if earlier the withdrawal in hryvnia was the most popular, now EUR has become no less important for many, because in this currency we can:
- Help friends and family who are abroad and are experiencing financial difficulties.
- Top up bank cards in the EU without keeping funds in European banks.
- Pay for goods and services of foreign partners and freely move assets between different countries.
That is why today we will analyze what platform tools are now available to Ukrainians for withdrawing cryptocurrency to EUR bank cards and European IBAN accounts.
This article was prepared by Incrypted and is intended for educational purposes only. We hope that the material will help you better understand and study the cryptocurrency market.
How to withdraw cryptocurrency in euro: popular ways in Ukraine
Thanks to loyal regulation and the rapid spread of cryptocurrencies, Ukrainian residents have access to a variety of tools and platforms for withdrawing crypto to fiat. Among the most popular:
- Crypto exchanges: Until recently, the most convenient way to buy and withdraw cryptocurrencies to any fiat in most countries. Crypto exchanges require KYC, but offer a favorable conversion rate, secure storage and the ability to withdraw funds to a linked bank card. You can learn more about how exchanges work in our articles on Binance or WhiteBit.
However, in the light of regulatory restrictions in Ukraine and the tightening of regulation of the cryptocurrency market in the EU, it becomes more difficult to withdraw crypto in euros through exchanges: limits, unsupported banks, verification of transactions on AML. So far, these factors depend on the site, but given the new MiCA rules, soon all users of crypto exchanges may face similar restrictions.
Note: as an alternative, for now, you can use P2P sites with direct transfers to the card. But even here there may be problems with finding a suitable counterparty. We recommend starting with our guide to Binance P2P.
- Electronic wallets: popular e-wallets currently available in Ukraine support operations with crypto-currencies. You can buy or sell crypto with a withdrawal to a EUR card, for example, through Payeer, AdvancedCash or PayPal. In general, this is a convenient solution for long-term work with cryptocurrencies, and so far, banks have no questions about payments from EPS.
True, like exchanges, EPS require verification and gartering of a means of payment, so you can withdraw cryptocurrency only to your bank card.
- Exchangers: an old, convenient and proven method. Most exchangers support the ability to withdraw to EUR-cards of foreign banks and allow transactions without KYC. The main disadvantage of exchangers is high commissions and often unfavorable conversion rates, but if speed is a priority, then you can find an exchanger in our selection.
Although exchanges are often used to buy or sell cryptocurrencies for fiat, due to high fees and limited reserves, cryptocurrencies are not well suited for regular or frequent payments.
All three methods are still available in Ukraine and, with some reservations and restrictions, allow you to withdraw cryptocurrency to EUR-cards, so that the crypt still remains a connecting bridge between various banks, fiat currencies and countries.
Important: taking into account the shortcomings of the sites listed above, we recommend paying attention to the Any.Cash service. The platform combines the strengths of exchangers, exchanges and EPS, leveling their shortcomings. In our opinion, this is the most successful combination of convenience, security and accessibility in Ukraine.
Any.Cash: withdrawal to EUR account via Telegram
Any.Cash is a digital wallet that provides services for storing and exchanging fiat and cryptocurrencies. We already mentioned Any.Cash as part of our article on how to withdraw cryptocurrency to hryvnia, but recently the service added the ability to withdraw to IBAN accounts denominated in euros, so we decided to highlight it again.
If you have an IBAN euro account, you can link a specific bank card to it and receive transfers directly to it. That is, in fact, through Any.Cash, you can replenish a specific card, although the details of the IBAN bank account are used for the transfer.
For residents of Ukraine, Any.Cash is the most convenient way to convert cryptocurrency to EUR because:
- the site supports fiat and cryptocurrency accounts;
- can be replenished through a bank card and crypto-exchanges;
- simple and intuitive interface + the ability to manage the wallet through Telegram.
In general, the Any.Cash digital wallet can work like a regular exchanger, only with a more convenient interface for flexible management of your accounts. You can convert fiat to crypto and vice versa directly on the website or in Telegram, replenish and withdraw funds in the desired currency, including EUR.
Important: at the moment, no commission is charged for withdrawing to an IBAN euro account, which makes Any.Cash one of the most profitable platforms for withdrawing cryptocurrency to fiat.
How to withdraw crypto in EUR via Any.Cash
To withdraw crypto through Any.Cash you can use the wallet on the service website or via Telegram. We already talked about how to work with the Any.Cash telegram interface in this article and we advise you to start with it if you are not familiar with the functionality of the service.
Important: deposits and withdrawals using a bank card are available only to verified users, so you must first go through the KYC procedure. You can do this on the website or directly in Telegram, you only need a photo of documents: a passport, an ID card or a driver’s license, as well as a mobile number.
First of all, we go to the Any.Cash bot itself, for this we go to this link. If you already have a registered and verified account, then:
- We replenish the required account. Any.Cash supports the following fiat currencies: USD, EUR, UAH, KZT and cryptocurrencies: BTC, ETH, USDT, LTC, TRX. To replenish your account in a suitable currency, simply click on deposit:
- Specify the currency:
Depending on the selected deposit method, Any.Cash will offer a cryptocurrency wallet address or a form for depositing with a bank card.
To withdraw assets from a wallet to an IBAN euro account:
- Back to the main menu, click on Withdraw and select the currency to transfer from the list – EUR:
- Choose a payment system. In this case, we are interested in withdrawing to a bank IBAN account, so we choose IBAN:
- After that, select the account from which you want to write off the assets. Specify the asset with which you made the deposit in Step 1:
Important: Any.Cash automatically converts assets for withdrawal, so after selecting the withdrawal balance, you will see the limits and the conversion rate for the selected direction. So you can choose not only EUR, but also USDT and other assets. Enter the amount in EUR you want to receive:
To credit fiat, it remains to indicate an IBAN account denominated in euros and wait for the funds to be credited (up to 3 business days). You can enter the details of any account, regardless of who is the actual owner, so using Any.Cash it is convenient to replenish accounts (and cards) of relatives or friends in the EU:
All this can be done without leaving Telegram, but if the bot interface is difficult or inconvenient, you can go to Any.Cash website and do the above steps in the same order.
Features and limitations
There are a few things to keep in mind when working with Any.Cash:
- Any.Cash makes withdrawals in EUR only to zone bank accounts SEPA. Euro accounts of Ukrainian banks are not supported. However, since the Any.Cash account can be funded in hryvnia or cryptocurrency, the NBU restrictions do not apply to withdrawals in EUR.
- For payments in the amount of 15 thousand euros, you must provide the source of funds (bank statement or other documents).
- Withdrawal to EUR-accounts of the SEPA zone can take up to 3 business days, which must be taken into account when making the operation. It is better not to draw conclusions just before the weekend.
However, now these are standard restrictions for most payment systems.
conclusions
Residents of Ukraine actively use cryptocurrency in various areas of life, so they need convenient platforms for withdrawing crypto to fiat. And if earlier it was about withdrawing to hryvnia, then recently the demand for withdrawing to EUR-cards has been increasing. Today, you can still withdraw cryptocurrencies in euros through:
- crypto exchanges;
- exchangers;
- digital wallets.
The Any.Cash service stands out in the last category, since it allows you to withdraw cryptocurrency and fiat to any IBAN euro account (and, accordingly, a euro card linked to it) in the SEPA zone without commissions and is available as a simple telegram bot. That is, this wallet will always be at hand and is suitable for regular replenishment of the EUR-card – yours or your family and friends.
With these tools, you will be able to use cryptocurrencies as a link in your financial flows, even if there is no way to directly interact with the banking systems of foreign countries!
FAQ
Cryptocurrency has always been presented as a more accessible, faster and cheaper tool for payments and transfers around the world, and today we feel it more than ever: cryptocurrency allows us to safely store savings, help loved ones, donate and earn even during a full-scale war.
However, cryptocurrencies only retain their value for most people as long as they have convenient channels to enter and exit fiat. And if earlier the withdrawal in hryvnia was the most popular, now EUR has become no less important for many, because in this currency we can:
- Help friends and family who are abroad and are experiencing financial difficulties.
- Top up bank cards in the EU without keeping funds in European banks.
- Pay for goods and services of foreign partners and freely move assets between different countries.
That is why today we will analyze what platform tools are now available to Ukrainians for withdrawing cryptocurrency to EUR bank cards and European IBAN accounts.
This article was prepared by Incrypted and is intended for educational purposes only. We hope that the material will help you better understand and study the cryptocurrency market.
How to withdraw cryptocurrency in euro: popular ways in Ukraine
Thanks to loyal regulation and the rapid spread of cryptocurrencies, Ukrainian residents have access to a variety of tools and platforms for withdrawing crypto to fiat. Among the most popular:
- Crypto exchanges: Until recently, the most convenient way to buy and withdraw cryptocurrencies to any fiat in most countries. Crypto exchanges require KYC, but offer a favorable conversion rate, secure storage and the ability to withdraw funds to a linked bank card. You can learn more about how exchanges work in our articles on Binance or WhiteBit.
However, in the light of regulatory restrictions in Ukraine and the tightening of regulation of the cryptocurrency market in the EU, it becomes more difficult to withdraw crypto in euros through exchanges: limits, unsupported banks, verification of transactions on AML. So far, these factors depend on the site, but given the new MiCA rules, soon all users of crypto exchanges may face similar restrictions.
Note: as an alternative, for now, you can use P2P sites with direct transfers to the card. But even here there may be problems with finding a suitable counterparty. We recommend starting with our guide to Binance P2P.
- Electronic wallets: popular e-wallets currently available in Ukraine support operations with crypto-currencies. You can buy or sell crypto with a withdrawal to a EUR card, for example, through Payeer, AdvancedCash or PayPal. In general, this is a convenient solution for long-term work with cryptocurrencies, and so far, banks have no questions about payments from EPS.
True, like exchanges, EPS require verification and gartering of a means of payment, so you can withdraw cryptocurrency only to your bank card.
- Exchangers: an old, convenient and proven method. Most exchangers support the ability to withdraw to EUR-cards of foreign banks and allow transactions without KYC. The main disadvantage of exchangers is high commissions and often unfavorable conversion rates, but if speed is a priority, then you can find an exchanger in our selection.
Although exchanges are often used to buy or sell cryptocurrencies for fiat, due to high fees and limited reserves, cryptocurrencies are not well suited for regular or frequent payments.
All three methods are still available in Ukraine and, with some reservations and restrictions, allow you to withdraw cryptocurrency to EUR-cards, so that the crypt still remains a connecting bridge between various banks, fiat currencies and countries.
Important: taking into account the shortcomings of the sites listed above, we recommend paying attention to the Any.Cash service. The platform combines the strengths of exchangers, exchanges and EPS, leveling their shortcomings. In our opinion, this is the most successful combination of convenience, security and accessibility in Ukraine.
Any.Cash: withdrawal to EUR account via Telegram
Any.Cash is a digital wallet that provides services for storing and exchanging fiat and cryptocurrencies. We already mentioned Any.Cash as part of our article on how to withdraw cryptocurrency to hryvnia, but recently the service added the ability to withdraw to IBAN accounts denominated in euros, so we decided to highlight it again.
If you have an IBAN euro account, you can link a specific bank card to it and receive transfers directly to it. That is, in fact, through Any.Cash, you can replenish a specific card, although the details of the IBAN bank account are used for the transfer.
For residents of Ukraine, Any.Cash is the most convenient way to convert cryptocurrency to EUR because:
- the site supports fiat and cryptocurrency accounts;
- can be replenished through a bank card and crypto-exchanges;
- simple and intuitive interface + the ability to manage the wallet through Telegram.
In general, the Any.Cash digital wallet can work like a regular exchanger, only with a more convenient interface for flexible management of your accounts. You can convert fiat to crypto and vice versa directly on the website or in Telegram, replenish and withdraw funds in the desired currency, including EUR.
Important: at the moment, no commission is charged for withdrawing to an IBAN euro account, which makes Any.Cash one of the most profitable platforms for withdrawing cryptocurrency to fiat.
How to withdraw crypto in EUR via Any.Cash
To withdraw crypto through Any.Cash you can use the wallet on the service website or via Telegram. We already talked about how to work with the Any.Cash telegram interface in this article and we advise you to start with it if you are not familiar with the functionality of the service.
Important: deposits and withdrawals using a bank card are available only to verified users, so you must first go through the KYC procedure. You can do this on the website or directly in Telegram, you only need a photo of documents: a passport, an ID card or a driver’s license, as well as a mobile number.
First of all, we go to the Any.Cash bot itself, for this we go to this link. If you already have a registered and verified account, then:
- We replenish the required account. Any.Cash supports the following fiat currencies: USD, EUR, UAH, KZT and cryptocurrencies: BTC, ETH, USDT, LTC, TRX. To replenish your account in a suitable currency, simply click on deposit:
- Specify the currency:
Depending on the selected deposit method, Any.Cash will offer a cryptocurrency wallet address or a form for depositing with a bank card.
To withdraw assets from a wallet to an IBAN euro account:
- Back to the main menu, click on Withdraw and select the currency to transfer from the list – EUR:
- Choose a payment system. In this case, we are interested in withdrawing to a bank IBAN account, so we choose IBAN:
- After that, select the account from which you want to write off the assets. Specify the asset with which you made the deposit in Step 1:
Important: Any.Cash automatically converts assets for withdrawal, so after selecting the withdrawal balance, you will see the limits and the conversion rate for the selected direction. So you can choose not only EUR, but also USDT and other assets. Enter the amount in EUR you want to receive:
To credit fiat, it remains to indicate an IBAN account denominated in euros and wait for the funds to be credited (up to 3 business days). You can enter the details of any account, regardless of who is the actual owner, so using Any.Cash it is convenient to replenish accounts (and cards) of relatives or friends in the EU:
All this can be done without leaving Telegram, but if the bot interface is difficult or inconvenient, you can go to Any.Cash website and do the above steps in the same order.
Features and limitations
There are a few things to keep in mind when working with Any.Cash:
- Any.Cash makes withdrawals in EUR only to zone bank accounts SEPA. Euro accounts of Ukrainian banks are not supported. However, since the Any.Cash account can be funded in hryvnia or cryptocurrency, the NBU restrictions do not apply to withdrawals in EUR.
- For payments in the amount of 15 thousand euros, you must provide the source of funds (bank statement or other documents).
- Withdrawal to EUR-accounts of the SEPA zone can take up to 3 business days, which must be taken into account when making the operation. It is better not to draw conclusions just before the weekend.
However, now these are standard restrictions for most payment systems.
conclusions
Residents of Ukraine actively use cryptocurrency in various areas of life, so they need convenient platforms for withdrawing crypto to fiat. And if earlier it was about withdrawing to hryvnia, then recently the demand for withdrawing to EUR-cards has been increasing. Today, you can still withdraw cryptocurrencies in euros through:
- crypto exchanges;
- exchangers;
- digital wallets.
The Any.Cash service stands out in the last category, since it allows you to withdraw cryptocurrency and fiat to any IBAN euro account (and, accordingly, a euro card linked to it) in the SEPA zone without commissions and is available as a simple telegram bot. That is, this wallet will always be at hand and is suitable for regular replenishment of the EUR-card – yours or your family and friends.
With these tools, you will be able to use cryptocurrencies as a link in your financial flows, even if there is no way to directly interact with the banking systems of foreign countries!
FAQ
